@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,500;1,400&family=Outfit:wght@300;400;500;600&display=swap');

/* RESET */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Outfit', sans-serif; background: #F2EEE4; color: #1C1810; line-height: 1.6; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }

/* NAV */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: #F2EEE4; border-bottom: 1px solid #DDD8CE;
  padding: 0 48px; display: flex; align-items: center;
  justify-content: space-between; height: 72px;
}
.nav-logo { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 400; color: #1A2E4A; }
.nav-logo em { font-style: italic; color: #6A5A40; }
.nav-links { display: flex; align-items: center; gap: 32px; list-style: none; }
.nav-links a { font-size: 14px; color: #5A5040; transition: color 0.2s; position: relative; }
.nav-links a::after { content: ''; position: absolute; bottom: -4px; left: 0; right: 0; height: 1px; background: #1A2E4A; transform: scaleX(0); transform-origin: left; transition: transform 0.25s; }
.nav-links a:hover, .nav-links a.active { color: #1A2E4A; }
.nav-links a:hover::after, .nav-links a.active::after { transform: scaleX(1); }
.nav-dropdown { position: relative; }
.nav-dropdown > a::after { display: none; }
.nav-dropdown-menu { position: absolute; top: 100%; left: 50%; transform: translateX(-50%); background: #F2EEE4; border: 1px solid #DDD8CE; border-radius: 6px; min-width: 210px; padding: 8px 0; list-style: none; opacity: 0; pointer-events: none; transition: opacity 0.2s; box-shadow: 0 8px 32px rgba(28,22,14,0.1); margin-top: 0; }
/* Invisible bridge fills gap between trigger and menu so mouse can travel */
.nav-dropdown-menu::before { content: ''; position: absolute; top: -12px; left: 0; right: 0; height: 12px; }
.nav-dropdown:hover .nav-dropdown-menu { opacity: 1; pointer-events: all; }
/* Keep menu open when hovering over it */
.nav-dropdown:focus-within .nav-dropdown-menu { opacity: 1; pointer-events: all; }
.nav-dropdown-menu li a { display: block; padding: 10px 20px; font-size: 14px; color: #5A5040; transition: background 0.15s, color 0.15s; }
.nav-dropdown-menu li a:hover { background: #EAE4D8; color: #1A2E4A; }

.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; padding: 4px; }
.nav-hamburger span { display: block; width: 22px; height: 1.5px; background: #1C1810; transition: all 0.3s; }
.nav-mobile-menu { display: none; position: fixed; inset: 0; top: 72px; background: #F2EEE4; z-index: 99; padding: 32px 24px; flex-direction: column; gap: 0; overflow-y: auto; }
.nav-mobile-menu.open { display: flex; }
.nav-mobile-menu a { display: block; padding: 16px 0; border-bottom: 1px solid #DDD8CE; font-size: 18px; color: #1C1810; }

/* HERO */
.hero { position: relative; padding: 130px 48px 120px; overflow: hidden; isolation: isolate; }
.hero-bg { position: absolute; inset: 0; z-index: 0; background-image: url('/images/family-bg.jpg'); background-size: cover; background-position: center 25%; }
.hero-overlay { position: absolute; inset: 0; z-index: 1; background: linear-gradient(160deg, rgba(14,22,42,0.88) 0%, rgba(20,32,58,0.82) 50%, rgba(14,22,42,0.92) 100%); }
.hero-inner { position: relative; z-index: 2; max-width: 860px; margin: 0 auto; display: flex; flex-direction: column; align-items: center; text-align: center; }
.hero-photo-wrap { position: relative; margin-bottom: 44px; }
.hero-photo { width: 148px; height: 148px; border-radius: 50%; overflow: hidden; border: 3px solid rgba(255,255,255,0.95); box-shadow: 0 24px 64px rgba(0,0,0,0.5); }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center center; }
.hero-nametag { position: absolute; bottom: -16px; left: 50%; transform: translateX(-50%); background: #F2EEE4; color: #1A2E4A; font-size: 11px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; padding: 7px 22px; border-radius: 100px; white-space: nowrap; z-index: 2; box-shadow: 0 4px 20px rgba(0,0,0,0.2); }
.hero-heading { font-family: 'Playfair Display', serif; font-size: clamp(30px, 4.5vw, 52px); font-weight: 400; color: #FFFFFF; line-height: 1.15; margin-top: 28px; margin-bottom: 14px; }
.hero-heading em { font-style: italic; color: rgba(255,255,255,0.55); }
.hero-tagline { font-size: 13px; font-weight: 300; color: rgba(255,255,255,0.5); margin-bottom: 36px; letter-spacing: 0.12em; text-transform: uppercase; }
.hero-divider { width: 36px; height: 1px; background: rgba(255,255,255,0.2); margin-bottom: 32px; }
.hero-body { font-size: 16px; font-weight: 300; color: rgba(255,255,255,0.75); line-height: 1.9; max-width: 540px; margin-bottom: 48px; }
.hero-body strong { font-weight: 500; color: #FFFFFF; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; justify-content: center; margin-bottom: 72px; }
.btn-primary { display: inline-block; padding: 16px 52px; background: #F2EEE4; color: #1A2E4A; font-size: 12px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; border-radius: 100px; box-shadow: 0 8px 28px rgba(0,0,0,0.25); transition: transform 0.2s, background 0.2s; border: none; cursor: pointer; font-family: 'Outfit', sans-serif; }
.btn-primary:hover { background: #FFFFFF; transform: translateY(-2px); }
.btn-outline { display: inline-block; padding: 15px 44px; border: 1px solid rgba(255,255,255,0.35); color: rgba(255,255,255,0.85); font-size: 12px; font-weight: 400; letter-spacing: 0.18em; text-transform: uppercase; border-radius: 100px; transition: border-color 0.2s, color 0.2s, background 0.2s; }
.btn-outline:hover { border-color: rgba(255,255,255,0.7); color: #FFFFFF; background: rgba(255,255,255,0.07); }
.hero-trust { display: grid; grid-template-columns: repeat(4, 1fr); width: 100%; max-width: 760px; border: 1px solid rgba(255,255,255,0.12); border-radius: 8px; overflow: hidden; backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px); background: rgba(14,22,42,0.45); }
.hero-trust-item { display: flex; flex-direction: column; align-items: center; gap: 7px; padding: 28px 14px; border-right: 1px solid rgba(255,255,255,0.1); }
.hero-trust-item:last-child { border-right: none; }
.hero-trust-num { font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 500; color: #FFFFFF; line-height: 1; }
.hero-trust-label { font-size: 11px; font-weight: 400; color: rgba(255,255,255,0.55); text-align: center; line-height: 1.5; }

/* COVERAGE SECTION */
.coverage { background: #F2EEE4; padding: 96px 48px 104px; }
.coverage-inner { max-width: 1120px; margin: 0 auto; }
.coverage-header { text-align: center; margin-bottom: 64px; }
.section-eyebrow { display: inline-flex; align-items: center; gap: 14px; font-size: 11px; font-weight: 500; letter-spacing: 0.24em; text-transform: uppercase; color: #9A9080; margin-bottom: 16px; }
.section-eyebrow::before, .section-eyebrow::after { content: ''; display: inline-block; width: 28px; height: 1px; background: #CCC8BC; }
.section-heading { font-family: 'Playfair Display', serif; font-size: clamp(28px, 3.5vw, 44px); font-weight: 400; color: #1C1810; line-height: 1.2; margin-bottom: 14px; text-align: center; }
.section-heading em { font-style: italic; color: #1A2E4A; }
.section-sub { font-size: 15px; font-weight: 300; color: #7A7060; line-height: 1.7; max-width: 440px; margin: 0 auto 0; text-align: center; }
.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 64px; }
.card { display: flex; flex-direction: column; text-decoration: none; background: #FFFFFF; border: 1px solid #DDD8CE; border-radius: 8px; padding: 40px 30px 34px; position: relative; overflow: hidden; transition: transform 0.3s cubic-bezier(0.16,1,0.3,1), box-shadow 0.3s, border-color 0.3s; }
.card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: #1A2E4A; border-radius: 8px 8px 0 0; transform: scaleX(0); transform-origin: left; transition: transform 0.4s cubic-bezier(0.16,1,0.3,1); }
.card:hover { transform: translateY(-5px); box-shadow: 0 16px 44px rgba(26,46,72,0.1); border-color: #C8C0B0; }
.card:hover::before { transform: scaleX(1); }
.card-icon-wrap { width: 48px; height: 48px; border-radius: 50%; border: 1.5px solid #DDD8CE; display: flex; align-items: center; justify-content: center; margin-bottom: 22px; flex-shrink: 0; transition: border-color 0.25s, background 0.25s; }
.card:hover .card-icon-wrap { border-color: #1A2E4A; background: #1A2E4A; }
.card-icon-wrap svg { width: 22px; height: 22px; fill: none; stroke: #1A2E4A; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; transition: stroke 0.25s; }
.card:hover .card-icon-wrap svg { stroke: #F2EEE4; }
.card-num { position: absolute; top: 26px; right: 26px; font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 400; color: #EDE8DE; line-height: 1; transition: color 0.3s; }
.card:hover .card-num { color: #E0D8CC; }
.card-title { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 400; color: #1C1810; margin-bottom: 10px; }
.card-desc { font-size: 14px; font-weight: 300; color: #7A7060; line-height: 1.8; flex-grow: 1; margin-bottom: 24px; }
.card-cta { display: inline-flex; align-items: center; gap: 7px; font-size: 11px; font-weight: 500; letter-spacing: 0.14em; text-transform: uppercase; color: #1A2E4A; transition: gap 0.2s; }
.card:hover .card-cta { gap: 12px; }
.cards-footer { display: flex; align-items: center; justify-content: space-between; gap: 32px; padding-top: 52px; border-top: 1px solid #DDD8CE; flex-wrap: wrap; }
.cards-footer-text { font-size: 15px; font-weight: 300; color: #7A7060; line-height: 1.7; max-width: 460px; }
.btn-dark { display: inline-block; padding: 15px 48px; background: #1A2E4A; color: #F2EEE4; font-size: 12px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; border-radius: 100px; box-shadow: 0 8px 24px rgba(26,46,72,0.2); transition: background 0.25s, transform 0.2s; white-space: nowrap; flex-shrink: 0; border: none; cursor: pointer; font-family: 'Outfit', sans-serif; }
.btn-dark:hover { background: #243D5C; transform: translateY(-1px); }

/* SERVICE PAGE */
.svc-hero { padding: 72px 48px 64px; border-bottom: 1px solid #DDD8CE; background: #F2EEE4; }
.svc-hero-inner { max-width: 900px; margin: 0 auto; display: grid; grid-template-columns: 1.2fr 1fr; gap: 64px; align-items: center; }
.svc-label { font-size: 11px; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase; color: #9A9080; display: block; margin-bottom: 16px; }
.svc-title { font-family: 'Playfair Display', serif; font-size: clamp(32px, 4vw, 48px); font-weight: 400; color: #1C1810; line-height: 1.12; margin-bottom: 18px; }
.svc-title em { font-style: italic; color: #6A5A40; }
.svc-intro { font-size: 15px; font-weight: 300; color: #5A5040; line-height: 1.8; }
.svc-cta-btn { display: inline-block; padding: 16px 40px; background: #1A2E4A; color: #F2EEE4; font-size: 12px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; border-radius: 100px; text-align: center; box-shadow: 0 6px 20px rgba(26,46,72,0.2); transition: background 0.2s, transform 0.2s; }
.svc-cta-btn:hover { background: #243D5C; transform: translateY(-1px); }
.svc-body { max-width: 900px; margin: 0 auto; padding: 0 48px 80px; }
.acc { border-bottom: 1px solid #DDD8CE; }
.acc-trigger { width: 100%; background: none; border: none; cursor: pointer; padding: 26px 0; display: flex; align-items: center; justify-content: space-between; gap: 16px; text-align: left; }
.acc-trigger-left { display: flex; align-items: center; gap: 14px; }
.acc-badge { width: 36px; height: 36px; border-radius: 8px; background: #EEF1F7; border: 1px solid #C0CAD8; display: flex; align-items: center; justify-content: center; flex-shrink: 0; transition: background 0.25s; }
.acc-badge svg { width: 18px; height: 18px; fill: #1A2E4A; }
.acc.open .acc-badge { background: #1A2E4A; }
.acc.open .acc-badge svg { fill: #F2EEE4; }
.acc-title { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 400; color: #1C1810; transition: color 0.2s; }
.acc-trigger:hover .acc-title { color: #1A2E4A; }
.acc-chevron { width: 32px; height: 32px; border-radius: 50%; border: 1px solid #DDD8CE; display: flex; align-items: center; justify-content: center; flex-shrink: 0; transition: background 0.25s, border-color 0.25s, transform 0.3s; }
.acc-chevron svg { width: 14px; height: 14px; stroke: #9A9080; fill: none; stroke-width: 2; stroke-linecap: round; transition: stroke 0.25s; }
.acc.open .acc-chevron { background: #1A2E4A; border-color: #1A2E4A; transform: rotate(180deg); }
.acc.open .acc-chevron svg { stroke: #F2EEE4; }
.acc-panel { overflow: hidden; max-height: 0; transition: max-height 0.4s cubic-bezier(0.16,1,0.3,1); }
.acc.open .acc-panel { max-height: 2000px; }
.acc-content { padding: 8px 0 36px; }
.acc-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.acc-body { font-size: 14px; font-weight: 300; color: #5A5040; line-height: 1.85; margin-bottom: 14px; }
.dot-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.dot-list li { display: flex; align-items: flex-start; gap: 10px; font-size: 14px; font-weight: 300; color: #5A5040; line-height: 1.6; }
.dot { width: 5px; height: 5px; border-radius: 50%; background: #1A2E4A; flex-shrink: 0; margin-top: 8px; }
.who-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.who-card { background: #FFFFFF; border: 1px solid #DDD8CE; border-radius: 6px; padding: 22px 18px; }
.who-icon { font-size: 22px; margin-bottom: 10px; display: block; }
.who-title { font-family: 'Playfair Display', serif; font-size: 15px; font-weight: 400; color: #1C1810; margin-bottom: 6px; }
.who-desc { font-size: 13px; font-weight: 300; color: #7A7060; line-height: 1.6; }
.why-points { display: flex; flex-direction: column; gap: 14px; }
.why-point { display: flex; align-items: flex-start; gap: 10px; font-size: 14px; font-weight: 300; color: #5A5040; line-height: 1.6; }
.why-point strong { font-weight: 500; color: #1C1810; }

/* QUOTE FORM */
.quote-section { background: #FFFFFF; border: 1px solid #DDD8CE; border-radius: 12px; padding: 56px 48px; margin: 48px 0 80px; }
.quote-header { text-align: center; margin-bottom: 40px; }
.quote-title { font-family: 'Playfair Display', serif; font-size: clamp(24px, 3vw, 32px); font-weight: 400; color: #1C1810; margin-bottom: 10px; }
.quote-sub { font-size: 14px; font-weight: 300; color: #7A7060; line-height: 1.7; }
.qform { display: flex; flex-direction: column; }
.form-section-title { font-family: 'Playfair Display', serif; font-size: 17px; font-weight: 400; color: #1A2E4A; margin: 28px 0 18px; padding-bottom: 10px; border-bottom: 1px solid #DDD8CE; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-bottom: 18px; }
.form-row.single { grid-template-columns: 1fr; }
.form-row.three { grid-template-columns: 1fr 1fr 1fr; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label { font-size: 11px; font-weight: 500; letter-spacing: 0.08em; text-transform: uppercase; color: #7A7060; }
.form-group input, .form-group select, .form-group textarea { padding: 12px 16px; background: #F8F6F2; border: 1px solid #DDD8CE; border-radius: 6px; font-family: 'Outfit', sans-serif; font-size: 14px; font-weight: 300; color: #1C1810; transition: border-color 0.2s, background 0.2s; outline: none; width: 100%; -webkit-appearance: none; appearance: none; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: #1A2E4A; background: #FFFFFF; }
.form-group textarea { resize: vertical; min-height: 90px; }
.form-group select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%239A9080' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; }
.form-consent { display: flex; align-items: flex-start; gap: 10px; margin-top: 24px; padding: 16px 18px; background: #F8F6F2; border: 1px solid #DDD8CE; border-radius: 6px; }
.form-consent input[type="checkbox"] { margin-top: 3px; width: 16px; height: 16px; accent-color: #1A2E4A; flex-shrink: 0; cursor: pointer; }
.form-consent label { font-size: 12.5px; font-weight: 300; color: #5A5040; line-height: 1.6; cursor: pointer; }
.form-consent a { color: #1A2E4A; text-decoration: underline; text-underline-offset: 2px; }
.form-submit { margin-top: 32px; text-align: center; }
.form-submit button { display: inline-block; padding: 17px 64px; background: #1A2E4A; color: #F2EEE4; font-family: 'Outfit', sans-serif; font-size: 12px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; border: none; border-radius: 100px; cursor: pointer; box-shadow: 0 8px 24px rgba(26,46,72,0.2); transition: background 0.25s, transform 0.2s; }
.form-submit button:hover { background: #243D5C; transform: translateY(-1px); }
.form-note { font-size: 12px; font-weight: 300; color: #9A9080; margin-top: 10px; text-align: center; }
.form-success { display: none; text-align: center; padding: 48px 32px; }
.form-success-icon { font-size: 48px; margin-bottom: 16px; }
.form-success h3 { font-family: 'Playfair Display', serif; font-size: 26px; font-weight: 400; color: #1C1810; margin-bottom: 10px; }
.form-success p { font-size: 15px; font-weight: 300; color: #7A7060; line-height: 1.7; }

/* ABOUT */
.about-section { padding: 80px 48px; max-width: 900px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1.3fr; gap: 72px; align-items: start; }
.about-photo { width: 100%; aspect-ratio: 4/5; border-radius: 8px; overflow: hidden; border: 1px solid #DDD8CE; }
.about-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.about-label { font-size: 11px; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase; color: #9A9080; display: block; margin-bottom: 16px; }
.about-title { font-family: 'Playfair Display', serif; font-size: clamp(32px, 4vw, 48px); font-weight: 400; color: #1C1810; line-height: 1.12; margin-bottom: 24px; }
.about-title em { font-style: italic; color: #1A2E4A; }
.about-body { font-size: 15px; font-weight: 300; color: #5A5040; line-height: 1.9; margin-bottom: 16px; }
.about-divider { width: 40px; height: 1px; background: #CCC8BC; margin: 24px 0; }

/* FOOTER */
.footer { background: #1A2E4A; padding: 64px 48px 40px; }
.footer-inner { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-logo { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 400; color: #F2EEE4; margin-bottom: 12px; }
.footer-logo em { font-style: italic; color: rgba(242,238,228,0.5); }
.footer-tagline { font-size: 13px; font-weight: 300; color: rgba(242,238,228,0.5); line-height: 1.6; }
.footer-col-title { font-size: 11px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: rgba(242,238,228,0.45); margin-bottom: 16px; }
.footer-col-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col-links a { font-size: 14px; font-weight: 300; color: rgba(242,238,228,0.7); transition: color 0.2s; }
.footer-col-links a:hover { color: #F2EEE4; }
.footer-bottom { padding-top: 32px; border-top: 1px solid rgba(242,238,228,0.1); display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: 12px; font-weight: 300; color: rgba(242,238,228,0.35); }
.footer-bottom a { color: rgba(242,238,228,0.6); text-decoration: underline; text-underline-offset: 2px; transition: color 0.2s; }
.footer-bottom a:hover { color: #F2EEE4; }

/* LEGAL PAGES (Privacy Policy / Terms) */
.legal-hero { padding: 72px 48px 44px; border-bottom: 1px solid #DDD8CE; background: #F2EEE4; text-align: center; }
.legal-updated { font-size: 13px; font-weight: 300; color: #9A9080; margin-top: 4px; }
.legal-body { max-width: 780px; margin: 0 auto; padding: 56px 48px 100px; }
.legal-toc { background: #FFFFFF; border: 1px solid #DDD8CE; border-radius: 8px; padding: 26px 30px; margin-bottom: 44px; }
.legal-toc-title { font-size: 11px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: #9A9080; margin-bottom: 14px; }
.legal-toc ol { margin-left: 18px; }
.legal-toc li { font-size: 14px; font-weight: 300; color: #5A5040; margin-bottom: 8px; }
.legal-toc a { color: #1A2E4A; }
.legal-toc a:hover { text-decoration: underline; }
.legal-body h2 { font-family: 'Playfair Display', serif; font-size: 23px; font-weight: 400; color: #1A2E4A; margin: 40px 0 14px; scroll-margin-top: 90px; }
.legal-body h2:first-of-type { margin-top: 0; }
.legal-body p { font-size: 15px; font-weight: 300; color: #5A5040; line-height: 1.85; margin-bottom: 16px; }
.legal-body ul { margin: 0 0 16px 22px; }
.legal-body li { font-size: 15px; font-weight: 300; color: #5A5040; line-height: 1.85; margin-bottom: 8px; }
.legal-body a { color: #1A2E4A; text-decoration: underline; text-underline-offset: 2px; }
.legal-callout { background: #FFFFFF; border: 1px solid #DDD8CE; border-left: 3px solid #1A2E4A; border-radius: 6px; padding: 20px 24px; margin: 24px 0; }
.legal-callout p { margin-bottom: 0; color: #1C1810; }

/* RESPONSIVE */
@media (max-width: 900px) {
  .nav { padding: 0 24px; }
  .nav-links, .nav-portal-btn { display: none; }
  .nav-hamburger { display: flex; }
  .hero { padding: 96px 24px 104px; }
  .hero-trust { grid-template-columns: repeat(2, 1fr); }
  .hero-trust-item:nth-child(2) { border-right: none; }
  .hero-trust-item:nth-child(1), .hero-trust-item:nth-child(2) { border-bottom: 1px solid rgba(255,255,255,0.1); }
  .coverage { padding: 72px 24px 80px; }
  .cards-grid { grid-template-columns: repeat(2, 1fr); }
  .svc-hero { padding: 56px 24px 48px; }
  .svc-hero-inner { grid-template-columns: 1fr; gap: 36px; }
  .svc-body { padding: 0 24px 64px; }
  .acc-two-col { grid-template-columns: 1fr; gap: 28px; }
  .who-grid { grid-template-columns: 1fr; }
  .quote-section { padding: 40px 24px; }
  .form-row, .form-row.three { grid-template-columns: 1fr; }
  .about-section { grid-template-columns: 1fr; padding: 56px 24px; }
  .about-photo { max-width: 360px; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
  .cards-grid { grid-template-columns: 1fr; }
  .hero-btns { flex-direction: column; width: 100%; }
  .btn-primary, .btn-outline { width: 100%; text-align: center; }
  .cards-footer { flex-direction: column; align-items: flex-start; }
  .btn-dark { width: 100%; text-align: center; }
  .footer-inner { grid-template-columns: 1fr; gap: 32px; }
}