Last updated: July 22, 2026
These Terms & Conditions ("Terms") govern your use of vargasinsgroup.com (the "Site"), operated by Vargas Insurance Group ("Vargas Insurance Group," "we," "us," or "our"), and your communications with us by phone, email, and text message. By using the Site or contacting us, you agree to these Terms. If you do not agree, please do not use the Site.
By accessing or using the Site, submitting a form, or communicating with us, you confirm that you are at least 18 years old and agree to be bound by these Terms and our Privacy Policy, which is incorporated into these Terms by reference.
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the Site. You agree not to:
Any quote, rate estimate, or coverage information provided through the Site, by phone, or by email is preliminary and for informational purposes only. It is not a binding offer of insurance, a guarantee of coverage, or a policy. Actual coverage, terms, and premiums are determined by the applicable insurance carrier and are subject to underwriting review, application, and issuance of a formal policy. No coverage is bound until confirmed in writing by a licensed agent of Vargas Insurance Group and/or the issuing carrier.
Vargas Insurance Group is an independent insurance agency licensed in the state of California (License #0G23192). We work with multiple insurance carriers and are not obligated to place your coverage with any single carrier.
By providing your mobile phone number and opting in, you consent to receive text messages from Vargas Insurance Group related to quotes, policy servicing, appointment reminders, and customer service. These terms apply to that program:
All content on the Site — including text, graphics, logos, and images — is the property of Vargas Insurance Group or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on the Site without our prior written consent.
The Site may contain links to third-party websites, including insurance carrier portals and quoting tools, for your convenience. We do not control and are not responsible for the content, privacy practices, or terms of any third-party site. Visiting a linked site is at your own risk and subject to that site's own terms and privacy policy.
The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. While we strive for accuracy, we do not warrant that the Site will be error-free, uninterrupted, or that any information on it is complete or current.
To the fullest extent permitted by law, Vargas Insurance Group shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Site or reliance on any information provided through it.
You agree to indemnify and hold harmless Vargas Insurance Group, its owner, and its representatives from any claims, damages, or expenses arising out of your misuse of the Site or violation of these Terms.
These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in California.
We may update these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
Questions about these Terms & Conditions can be directed to:
Vargas Insurance Group
Northridge, CA 91324
Email: mary@vargasinsgroup.com
Service Email: service@vargasinsgroup.com
Phone: (747) 877-8373