When a lawsuit or major claim exceeds your standard policy limits, umbrella insurance steps in to protect your savings, your home, and your future income.
Umbrella insurance is a liability policy that activates after your home, auto, or other underlying policies reach their limits. If you are sued and the judgment exceeds what your other policies cover, umbrella insurance pays the difference.
For most families, a $1 million umbrella policy costs just a few hundred dollars per year. It is one of the most affordable ways to protect everything you have.
If you own a home, have savings, or investment accounts, a lawsuit could put all of it at risk without umbrella coverage.
Certain property features increase liability risk. Umbrella coverage fills those gaps quickly and affordably.
Your future income can be garnished in a lawsuit. Umbrella coverage protects both what you have and what you will earn.
Tell Mary about your existing coverage and assets. She will show you exactly where an umbrella policy adds value.
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